Property & Casualty Coverage Built for Businesses of Every Size
Comprehensive protection for the buildings, vehicles, people, and operations that keep your business moving — with competitive quoting and the responsiveness you deserve.
24h
Quote turnaround on most submissions
50+
States with admitted and non-admitted access
B2B
Direct business and wholesale broker support
A.M. Best
Carrier partners rated Excellent or better
Coverage Lines
We build property and casualty programs that cover the core exposures most businesses face every day — from slip-and-fall liability to fire, auto accidents, and employee injuries.
General Liability
Bodily injury, property damage, personal injury, and products/completed operations coverage for everyday business exposures.
Commercial Property
Building, contents, business income, and equipment breakdown protection for owned or leased locations.
Business Auto
Liability and physical damage coverage for company-owned, hired, and non-owned vehicles.
Workers Compensation
Statutory coverage and employer liability to keep employees protected and businesses compliant.
Inland Marine & Equipment
Coverage for tools, equipment, and materials in transit or at job sites.
Industries We Insure
Our P&C programs are designed around the industries Klein Risk knows best — from hotels and restaurants to contractors, warehouses, and real estate portfolios.
- +Hotels, motels, and hospitality
- +Commercial and residential contractors
- +Warehouses and distribution centers
- +Restaurants and food service
- +Real estate owners and managers
- +Retail and mercantile
- +Manufacturing and light industrial
- +Professional and service businesses
Why Klein Risk
Dual Access
Buy direct or place coverage wholesale through your broker. We structure the same program for both paths.
Market Relationships
Long-standing access to national and specialty carriers means more options and sharper pricing.
Fast, Personal Service
Submissions reviewed quickly by experienced underwriters — calls and emails returned 24 hours a day.
Bundled Solutions
We package property and casualty coverage together to reduce gaps and simplify renewals.
Request a Property & Casualty Quote
Whether you are a business owner buying direct or a broker placing coverage for a client, we will review your submission and respond within 24 hours.
Or call us at (888) 305-6303